Our Board of Directors sets strategy and direction, with direct investors comprising an Investor Committee that makes funding decisions.
Board Chair - President & CEO at United Way of Greater Atlanta
Milton J. Little, Jr. became the first African-American president of United Way of Greater Atlanta, the second-largest in the national system, in July 2007. Altogether, Little has helped raise more than a billion dollars for local community needs and priorities. Before joining United Way, he served as chief operating officer and interim president and CEO of the National Urban League. He graduated magna cum laude from Morehouse College with a B.A. in sociology and earned an M.A. in urban sociology and social policy from Columbia University.
In March of 2020, Little led the launch – in partnership with the Community Foundation for Greater Atlanta – of the Greater Atlanta COVID-19 Response and Recovery Fund. To date, the Fund has raised more than $30 million and provided 320 nonprofits across Greater Atlanta with resources they need to help the most vulnerable populations affected by the Coronavirus pandemic.
He is a member of many boards and advisory committees. Notable among them are the Center for Assessment and Policy Development, past chair of the Southern Education Foundation, and past vice-chair of the board of directors for Ways to Work. He is a member of the Atlanta Mayoral Board of Service, the Commerce Club Operating Board, 100 Black Men of Atlanta, Leadership Atlanta Class of 2010, and the Rotary Club of Atlanta. He also serves on the Junior League of Atlanta Community Advisory Board, University of Georgia Advisory Board for the J.W. Fanning Institute for Leadership Development, Atlanta Speech School Board of Advisors, Woodruff Arts Center Board of Trustees, Central Atlanta Progress, Georgia Chamber of Commerce, Georgia Early Education Alliance for Ready Students, Georgia’s Older Adults Cabinet, Georgia’s Children’s Cabinet, Hope Atlanta Advisory Council, Get Georgia Ready Reading Cabinet and Susan G. Komen of Greater Atlanta. He was selected to serve on Mayor Keisha Lance Bottoms’ 2018 Transition Team and, most recently, he was invited and appointed to serve on the Roundtable on Population Health Improvement for the National Academies of Sciences, Engineering, and Medicine.
Little is a native New Yorker and has two sons: Milton and Taylor, and three grandchildren: Joi, Miles, and Langston.
Vice Chair - President at Holder Construction
Beth Lowry is the President of Holder Construction Company. Beth started her career with Holder in 1994 as an intern and joined Holder full-time in 1995 upon graduating from the University of Florida with a Bachelor of Science in Building Construction. Holder Construction is a $4.5 billion construction services firm based in Atlanta, Georgia since 1960. Beth is the first female in Holder’s history to serve as President.
In her current role, Beth provides executive leadership over Holder’s business functions that support Holder’s construction operations. Beth also provides vision and strategy for Holder’s corporate responsibility, community engagement, and philanthropy. Beth has served on Holder’s senior leadership team since 2006.
Beth is active in the Atlanta community serving on several current and past civic and trade association boards. She’s a United Way of Greater Atlanta Ivan Allen Circle member and active member of the Tocqueville Society. She is an active member of the Rotary Club of Atlanta, Metro Chamber of Atlanta Board of Directors, Kennesaw State University Foundation Trustee, and the chair for the KSU College of Architecture and Construction Management Executive Leadership Council. She serves on the several not-for-profit boards including CareerRise, Associated General Contractors of America Georgia Chapter, and the Latin American Association.
She has a deep passion for advancing women of all ages across all industries. She serves on several community initiatives focused on economic mobility, training, and safe working environments for the greater construction workforce. In 2022, she created the Lowry Family Scholarship at Kennesaw State University providing an endowed scholarship for underrepresented freshman pursuing a degree in construction management.
Beth has two children Sam 17 and Lilly 15 who attend Holy Innocents Episcopal School. Beth grew up on Cape Cod, Massachusetts and has called Atlanta home for the last 28 years.
Executive Director of Community Relations, Office of Government & Community Relations at Georgia Tech
Senior Consultant at Coxe Curry & Associates
Ann Wilson Cramer is a senior consultant with Coxe Curry & Associates. In this role, she provides strategic consultation to nonprofit clients to strengthen their capacity in the critical areas of board development, volunteer engagement, corporate relations, and fundraising. She will also be available to the business community to provide guidance on the issues of corporate citizenship and social responsibility. In 2020, Ann received the Atlanta Business Chronicle’s first Corporate Social Responsibility Lifetime Achievement Award.
Prior to joining Coxe Curry, Ann served as director for IBM Corporate Citizenship and Corporate Affairs for the Americas. In that position, she was a member of the senior management staff overseeing the company’s approach to corporate citizenship, strategic philanthropy, and overall social responsibility.
Ann serves on numerous local nonprofit boards, including the Alliance Theatre Company, Community Foundation of Greater Atlanta, Georgia Partnership for Excellence in Education, WorkSource Atlanta, Woodruff Arts Center, Council on Foundations, Public Broadcasting Atlanta, and currently chairs the Georgia Foundation for Public Education, and served as chair of the Search Committee for the Atlanta Public Schools Superintendent and the Atlanta Regional Commission’s Educated Workforce Committee. Nationally, Ann has chaired the Council on Foundations Public Policy and Corporate Committees, the Conference Board’s Business Education Council, the Executive Committee of both the U.S. Chamber’s Business Civic Leadership Center, and the Institute for a Competitive Workforce and the United Way of America’s National Corporate Leaders Council. In 2012, the U.S. Chamber of Commerce presented her with its first Business Civic Leadership Achievement Award.
The Women’s College Coalition honored Ann and Marian Wright Edelman with the first WCC Women Creating Change Award, and Ann was one of five Georgia women to receive the first STEM Gems recognition. Recently, Ann was recognized with Ann Curry and Ann Stallard as the YWCA Women of Achievement, and with the first Lifetime Achievement Award by the Atlanta Business Chronicle’s Women Who Mean Business and listed among Georgia Trend’s 30 Years of Influence, received an Honorary Doctorate in Public Service at Clayton State University and was honored with the inaugural ARC Harry West Visionary Leadership Award, the Metro Atlanta Chamber’s Leadership Award and Voices for Georgia’s Children Big Voice. She has received the prestigious Dan Sweat Award from Central Atlanta Progress, Public Broadcasting Atlanta’s Sullivan Award, and was honored with The United Way of Greater Atlanta Women’s Leadership Award. She has participated in Leadership Atlanta, Leadership Georgia, Regional Leadership Institute, is a member of Outstanding Atlanta, and is past president of the Junior League of Atlanta. Recently, she received the Woodruff Arts Center “Arts in Education” honor and the Communities In Schools Georgia “Lifetime Friend to Education” award.
Ann is a graduate of Salem College with a degree in mathematics. In 1991, she received Salem College’s Alumnae Leadership Award. Ann and her husband, Jeff, are long-time residents of Inman Park and are active members of St. Luke’s Episcopal Church. They are the proud parents of two adult children.
Vice President of Community and Economic Development for Georgia Power
Walt Farrell is Vice President of Community and Economic Development for Georgia Power. In this role, Walt leads the team that is responsible for recruiting new business to Georgia, as well as supporting local and statewide initiatives that promote community development. Additional areas of focus for his group include workforce development and education, marketing, data analysis including modeling and visualization, and engineering with an emphasis on site analysis technologies.
Walt is no stranger to business recruitment across the great state of Georgia. In his previous role as Manager of Statewide Economic Development for Georgia Power, Walt was responsible for all business recruitment and attraction efforts to support new business growth in Georgia.
Before joining Georgia Power in 2015, Walt served as a Director of the Advanced Manufacturing team at the Georgia Department of Economic Development (GDEcD). He was responsible for recruiting domestic and international companies to Georgia, leading tax incentive negotiations on Georgia’s behalf, and business recruitment efforts. He was also responsible for the Georgia Ready for Accelerated Development (GRAD) Program, the state’s industrial site certification process while working at the state agency. Prior to his work with GDEcD, Walt worked in Economic Development for both Electric Cities of Georgia and MEAG Power.
Walt currently serves as the Chairman of the Georgia Lottery Corporation’s Board of Directors and serves as Treasurer of the Board of Directors for Leadership Georgia. He is a member of the Georgia Economic Developers Association and Working Partner for the Georgia Allies. Walt is a graduate of the 2015 Leadership Georgia class and Young Game Changers class of 2017.
Walt holds a Master of Business Administration from Auburn University and a Bachelor of Science in Finance and Marketing from Clemson University. He and his wife, Emily, reside in Atlanta with their three daughters, Harper, Lucy, and Mae.
President & CEO at Community Foundation for Greater Atlanta
Frank Fernandez joined the Community Foundation for Greater Atlanta in August 2020, where he leads one of America’s top 20 largest community foundations. The united power of his prior experience and the anchor institution’s 70 years of regional leadership combine as a force for good, championing equity across metro Atlanta. Frank builds upon the Foundation’s exceptional resources, leveraging a full range of assets – human, reputational and financial – to pursue equity of opportunity through servant leadership, sustainable change-making, and inspired philanthropy that ultimately fulfills the Foundation’s mission to increase the vitality of the region and the well-being of all residents.
Prior to joining the Foundation, he served for six years as the Senior Vice President for The Arthur M. Blank Family Foundation where he led transformational revitalization of Atlanta’s Westside while simultaneously directing Blank’s community development, global giving, health access, and social justice initiatives. A recognized leader on affordable housing, transportation, and economic development, Fernandez’s 15 years in management positions in Texas prior to joining the Blank Foundation included eight years leading Green Doors, an Austin nonprofit devoted to transforming lives and neighborhoods, and five years as Deputy Director of PeopleFund, a community development financial institution. His work has been honored with the 2005 Austin Livable City Vision Award, the 2008 Austin Under 40 Nonprofit Leadership Award, and the 2012 Ernst and Young Social Entrepreneur of the Year Award. Frank is an ADL and The Aspen Institute Civil Society Fellow.
A son of Cuban immigrants, Frank is a Florida native and holds a B.A. in philosophy from Harvard University and an M.P.A. from the LBJ School of Public Affairs at the University of Texas. After graduation, he worked on Wall Street as a public sector financial analyst for Salomon Smith Barney, structuring over $1 billion in financial transactions, before pursuing his graduate degree. He and his wife, Tina, live in Inman Park and are the parents of daughter, Lucia, and son, Francisco.
Senior Manager, Corporate Responsibility, Global Community Impact at InterContinental Hotels Group (IHG)
Geneva is the Senior Manager of Corporate Responsibility, Global Community Impact for IHG Hotels and Resorts, one of the world’s leading hotel companies. She manages global community impact efforts for more than 6,000 hotels and corporate offices, including workforce development, philanthropic giving, volunteerism, waste diversion, anti-human trafficking, and disaster relief initiatives of the company. Currently, she sits on the board of Atlanta CareerRise, the Sustainable Hospitality Alliance’s Advisory Committee, the Global Business Travel Association’s Sustainability and Responsibility Committee, the Atlanta Technical College School of Hospitality Advisory Board, and the Corporate Volunteer Council of Atlanta Board. She is also a member of the Sustainability Leaders Forum and the Disaster Action Alliance.
Prior to working at IHG, Geneva worked at Atlanta Habitat for Humanity leading corporate partnerships, volunteer programs, and sponsorship fundraising. Previous to that, she worked in Quito, Ecuador as the Director of Volunteer Programs at The Center for the Working Girl, an organization that educates and empowers girls that live in extreme poverty. Geneva is a founding board member of Ecuador Children’s Hope Organization, a US-based non-profit that supports programs aiding working children on the streets of Ecuador, and served on the board of Girls, Inc. of Greater Atlanta. She is also a member of the LEAD Atlanta Class of 2012, the Urban Land Institute’s Center for Leadership class of 2016, a member of the Atlanta Women’s Foundation’s Destiny Fund, and a graduate of the Georgia Association of Latino Elected Officials Institute for Leadership program. Geneva is an Atlanta native and attended Georgetown University where she studied languages and International Development.
Southeast State & Local Government Affairs at Microsoft
President & CEO of Invest Atlanta
As President and CEO of Invest Atlanta, Dr. Eloisa Klementich is transforming economic development in the city of Atlanta through strategic initiatives to increase equity and prosperity for all Atlantans. She leads a nationally recognized economic development agency accredited by the International Economic Development Council and has shaped the Invest Atlanta organization around equity to ensure all Invest Atlanta programs focus on this fundamental outcome.
Since being named CEO of Invest Atlanta in 2016, the agency has had many notable accomplishments under Eloisa’s leadership. She commissioned Atlanta’s first economic development strategy driven by economic mobility, fostered an internal culture at Invest Atlanta focused on equity, and led the integration of Atlanta’s workforce development agency and Women’s Entrepreneurship Initiative programs into Invest Atlanta to create a more comprehensive economic development solution for the city.
During her time as President and CEO, Eloisa and the Invest Atlanta team have produced significant economic development results, including facilitating the creation of 6,000 affordable housing units, 36,000 new fulltime jobs, 55 small business loans, 375 downpayment assistance grants and $6.6 billion dollars of new capital investment in the city. These and other Invest Atlanta economic development results have made a $14.3 billion economic impact on the city.
Eloisa is a certified economic developer and notable economic development expert. She has spent the last two decades solving complex challenges at the city, state, and national levels. Before coming to Invest Atlanta, Eloisa served as special assistant for economic development at the U.S. Economic Development Administration in the Office of the Secretary. She served as California’s assistant deputy secretary for economic development and commerce and has held various roles with city governments, including a consultant for Mexico’s President Vicente Fox, working on best practices for addressing constituent issues and requests.
Eloisa holds a bachelor’s degree from Pitzer College, as well as master’s degrees in urban planning and Latin American affairs from the University of California, Los Angeles, and an MBA from el Instituto Tecnológico de Monterrey. She received her doctorate degree in public administration from the University of LaVerne and is currently an adjunct professor of business administration at the University of Maryland.
Eloisa is also active in various business, civic, and community organizations. She serves as a board member for the International Economic Development Council, the Women’s Entrepreneurship Initiative, Access to Capital for Entrepreneurs, Atlanta Technical College, the Urban Land Institute, the Westside Future Fund, and Atlanta Emerging Markets, Inc.
She is the recipient of a 2020 Diamond Award, a 2019 Women Who Mean Business award, the 2018 Henry Hill Robinson Award ACBR, the 2017 Walker’s Legacy Women in Economic Development Award, and the 2017 National Association of Minority Contractors Georgia Chapter’s Public-Sector Award. Eloisa is a graduate of Leadership Atlanta Class of 2017 and was a participant in the Atlanta Regional Commission’s Regional Leadership Initiative in 2015. She has also been featured in Delta Sky magazine’s “Faces of Atlanta Business” in 2017 and the Atlanta Business Chronicle’s “People to Watch in 2017.”
Principal & Chief Consultant at Long Game Solutions, LLC
Amy Lancaster-King is Executive Director for WorkSource Atlanta – the workforce arm for the City of Atlanta. Amy is responsible for setting the strategic direction of the organization, improving participant and employer experience, and implementing process improvement strategies.
Prior to joining WorkSource Atlanta, Amy was Sr. Director of Workforce Development at the Metro Atlanta Chamber (MAC). In this role, she led all workforce efforts for the Chamber, including authoring key research on the supply and demand of talent, lobbying to advance thoughtful and fair workforce policies at the state Capitol, leading the Opportunity ATL initiative, and building community partnerships to increase student, jobseeker, and employer outcomes. Before leading MAC’s workforce development efforts, she led MAC’s internship initiative and launched InternNavigator.com. She has worked with universities and regional partners to increase internship and co-op opportunities by connecting area colleges and universities with businesses, developing resources to help businesses connect with local talent sources, conducting events to bring businesses and students together, and raising awareness about the benefits of internships. Prior to MAC, Amy owned a mortgage company in Marietta, Georgia, originating and processing mortgage loans, and training loan officers and real estate agents.
A relentless advocate for racial equity and inclusion, Amy was an Outstanding Voice honoree in the 2020 Atlanta Business Chronicle Diversity and Inclusion Awards and is very active in the education and workforce community. Amy is Chair of the Metro Atlanta Exchange for Workforce Solutions and past president of the Georgia Association of Colleges and Employers. She has also served on the boards WorkSource Atlanta, Atlanta College, Career Academy, and Atlanta CareerRise.
She graduated from Kennesaw State University with a BA in Accounting and an MBA in Management. Amy is a native of Cobb County and lives in Smyrna with her husband Phil, daughter Isabel and their dog Toby.
Vice President and Community Affairs Officer at Federal Reserve Bank of Atlanta
Karen Leone de Nie is vice president and community affairs officer in the community and economic development (CED) group at the Federal Reserve Bank of Atlanta. She is responsible for building partnerships and leading research efforts related to community and economic development issues with the objective of improving the policy environment and facilitating sustainable community development practices. She works with colleagues in the Sixth District (Alabama, Florida, Georgia, and parts of Louisiana, Mississippi, and Tennessee) and throughout the Fed system to study a variety of community and economic development issues, including foreclosure, small business development, and unemployment.
Prior to joining the Atlanta Fed, she was a researcher at Georgia Tech’s Center for Quality Growth and Regional Development, which does applied research to help communities achieve sound and equitable development through planning and policy. Leone de Nie also worked for the Dallas/Fort Worth metropolitan planning organization, focusing on real estate development and environmental resource management.
She earned a bachelor’s degree from the University of Wisconsin–Madison and a master’s degree in city and regional planning from the Georgia Institute of Technology. She lives in Atlanta with her husband and son.
Client Account Executive, State of Georgia Public Service at Accenture
President of Elevate Douglas Economic Partnership
Chris Pumphrey is the President of Elevate Douglas Economic Partnership which serves as the single point of contact for economic development in Douglas County, representing both the Development Authority of Douglas County and the Development Authority of the City of Douglasville. He loves that his role allows him to contribute to the future prosperity of the community and all of the residents that reside in Douglas County.
His involvement in the community is of deep importance and he is honored to have participated in and been awarded: Douglas County Top 10 Young Professional; Douglas County Chamber Board, Leadership Douglas ’15; Leadership Georgia ’10; Leadership Atlanta ’20; Vice Chair Georgia Economic Developers Association; Loan Committee Chair Atlanta Neighborhood Partnership; Speaker for 2018 Atlanta State of the Region Breakfast. Chris is a failed trumpeter and recovering trombonist, and hopes to one day soon get back on the horn.
Vice President, Mid-South Region at JPMorgan Chase Global Philanthropy
Suganthi Simon is the Vice President for the Mid-South Region at JPMorgan Chase Global Philanthropy. Prior to JPMorgan Chase, she was the Westside Senior Program Officer for The Arthur M. Blank Family Foundation where she worked with residents and partners to leverage resources and programs that positively develop people and place in Atlanta’s Historic Westside Neighborhoods. Suganthi led the implementation of collaborative strategies in health, economic inclusion, workforce development, affordable housing, and civic empowerment and engagement. Suganthi has also worked for the U.S. Environmental Protection Agency in various roles during her 14-year career with a focus on environmental evaluation, green building, sustainable communities and development, and environmental justice. She has a bachelor’s degree in Environmental Science from Wellesley College and received her master’s degree in Industrial Environmental Management from Yale University.
Senior Vice President, Downtown and South Atlanta at SunTrust Bank now Truist
Brian started with SunTrust in August of 2012 as a Premier Banker in Central Florida. In 2013, Brian was recognized for his accomplishments by being promoted to the Premier Banking Manager as well as earning the “Rising Star” and the SunTrust Gold Performance Excellence Award. In 2014 Brian’s Premier Banking Team finished the year as the #1 Premier Banking Team at SunTrust and he was awarded the Platinum Performance Excellence Award. Brian was promoted into the SIM role in January of 2015 and relocated to Atlanta with his family. In 2015 Brian, as the SIM of the legacy Atlanta Division, again was awarded the Platinum Performance Excellence award. In 2016 Brian moved into the Georgia Tennessee Market Execution Leader role and then in 2017 moved again into a newly created role as the first-ever Premier Execution Leader. In December of 2018, Brian was named as the Region Executive of Greater Georgia. Finally, Brian was named as the Retail Region Leader for the Downtown & South Atlanta Region, which is his current role today, on legal day 1 of the merger of equals between BB&T and SunTrust Bank.
As a native of Jacksonville, Florida, he earned a Master of Business Administration at the University of North Florida and his Bachelor’s degree in Business Administration from Mississippi State University, where he was also a member of the Baseball Team. Brian is a graduate of the CBA Executive Banking School and in 2014 completed the SunTrust Leadership Development Program. In his spare time, Brian enjoys playing golf, cooking, coaching baseball, and going to the beach with his family. Brian and his wife, Mary, have four children Brantley, Brayden, Bradie, and Braylee.
Senior Vice President, Public Policy & Talent at the Metro Atlanta Chamber
Dave Williams joined the Metro Atlanta Chamber (MAC) in January 2011 and serves as Senior Vice President, Public Policy & Talent. He works closely with business leaders and state legislators, advancing policies to improve Atlanta’s quality of life and business climate. Specific policy areas include transportation/transit, water, air quality and talent. He also leads MAC’s government affairs activities at the local, state and federal levels, and manages MAC PAC, which supports pro-business candidates for state office.
Williams has an extensive track record of civic leadership. He was elected Mayor of the City of Suwanee (2007-11) and to Suwanee’s City Council (1998-2001). He served as president of the Gwinnett Municipal Association (2009) and Treasurer of the Atlanta Regional Commission during his board service there from 2002-07.
Williams is a graduate of Leadership Gwinnett (2000), Leadership Atlanta (2022), Regional Leadership Institute (2011), and IGEL: Institute for Georgia Environmental Leadership (2016). He currently serves on the executive boards of ULI-Atlanta’s Livable Communities Council, the Regional Business Coalition, CareerRise and on the Georgia Aquarium’s Institutional Animal Care and Use Committee. He also serves on the advisory boards of Transportation for America, Stillfire Brewing, and Georgia Tech’s Ray C. Anderson Center for Sustainable Business. Previous board service includes the Atlanta Aerotropolis Alliance, Gwinnett Chamber of Commerce, Suwanee Business Alliance and Kate’s Club.
Prior to joining MAC, Williams was the CEO of Southtrac for ten years, a branded merchandise and marketing company he founded. Williams started his career with the Atlanta Sports Council and Atlanta Organizing Committee in 1989, the bid committee which won the 1996 Olympic Games. A metro Atlanta resident since 1973, Williams graduated from Georgia Tech in 1989 with a degree in Management.
He resides in Suwanee, Georgia with wife Debbie, an interior designer and UGA alumna. They have two children- daughter Ramsey graduated from Augusta University and is an emergency department nurse in West Palm Beach, FL and son Max is a UGA alumus. Their enthusiastic Cava-poo, Tallulah Whiskey, barks and whines entirely too much.
Managing Director of Talent Development at OneTen
Most people enter the workforce hoping to find a job that utilizes their strengths. A smaller number of people begin their careers with the goal of helping people and communities to better themselves. A select few are able to do both. Stewart Williams is one of those few. Having spent over thirty years in executive leadership of nonprofits, Stewart Williams has a proven record of leading dynamic teams, inspiring and managing volunteers, and developing sustainable organizational strategies.
Stewart is the founding partner and principal consultant of 3rd Sector Solutions LLC, bringing to the team senior executive experience which includes operations management, program development, program evaluation, strategic planning, financial management, public/private partnerships, fundraising, and volunteer management, as well as human resources and talent management.
Stewart is a Regional Director for OneTen, a coalition of leading chief executives and their companies who are collaborating together to hire, promote, and advance one million Black individuals who do not yet have a four-year degree into family-sustaining careers over the next 10 years. He is responsible for pioneering market strategies across the geographical regions of Atlanta in the Southeast and Washington, D.C., Delaware-Maryland-Virginia, Philadelphia, New York, New Jersey, Connecticut and Boston in the Northeast — building relationships, serving as a trusted partner, and representing the organization and its values. As a key leader in the organization, he is cultivating a thriving ecosystem of partnerships that bring together employer-led demand and career-ready talent to build an active marketplace of opportunity, collaboration, and support.
From 2018 to early 2022, Stewart served as the Vice President of Operations of The Warrior Alliance, which helps veterans transition back into civilian life. His leadership has led to a 150% increase in veterans served by the organization, as he oversees a budget of $2 million dollars and works to create partnerships within the community.
Prior to serving with The Warrior Alliance, Stewart served as an Executive Director of The Mission Continues, coaching and leading veterans and community members to impact their communities.
Stewart also brings to our team many years of experience in executive leadership with various branches of community organizations. He served as the Vice President of Operations at the Boys & Girls Club of metropolitan Atlanta, which serves over 5,000 youth daily, overseeing over 100 employees and a budget of $16 million.
Previously, he worked with the YMCA, having served as Executive Director for two branches, and finally taking on a role as President and CEO for the Historic Butler Street YMCA, overseeing strategic and day-to-day operations of a $2.3 million multi-branch association within the metropolitan Atlanta area.